To answer the question of Payment Processors. AlertPay does NOT have a mass pay feature so we won't be able to use them after all. With the number of members we have it's completely impossible to run payments one at a time. Sorry, but until they add that feature they're out. It sucks cause I really like them.
EMO has been nothing but un-cooperative in getting our account verified, has shown NO customer support and frankly they scare me. They are currently in the process of freezing AS accounts and account holders right now, so it's safe to say at this point we won't be doing busines with them as well.
We will continue to explore options to add to the system but for now hard currency seems the way to go.
Additionally, for now there will be no compunding, but like the referral commissions, that may change later on once we all get back on our feet.